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Create a life insurance policy that helps you
replace your income
pay off debt
plan for retirement
provide an inheritance
A life insurance policy with Onward Shield can help you achieve your financial goals.
Ready to take control?
Looking for Burial Insurance?
No Medical Exam
Fast Claims Payout
Quick application process over-the-phone
Affordable rates that don't change
Get the peace of mind knowing that your final expense will be covered without your family having to pay for the cost of your funeral.
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Discover a Smarter Path to Building Wealth with Onward Shield
Let’s face it—building wealth can be a challenge, and finding a reliable, low-risk strategy to grow your financial future often feels even harder. Over the years, people have pursued countless methods to accumulate wealth, yet many overlook one of the most straightforward, effective, and secure tools available: life insurance policies.
At Onward Shield, we’re here to show you that life insurance can do much more than provide a payout after you’re gone—it can help you build wealth, achieve your financial goals, and take control of your financial future.
Unlock the Wealth-Building Potential of Life Insurance
We’ve all been taught that life insurance is only useful when it’s left behind for loved ones. But what if we told you that life insurance could serve you while you’re still alive?
With the right strategy, it can become a dynamic financial tool that grows your wealth, provides liquidity, and even helps you fund major life goals.
The key is leveraging a concept called Infinite Banking—a proven financial strategy that allows you to create your own personal banking system using a specially designed whole life insurance policy.
This strategy has been used by the wealthy for decades to build a secure, tax-advantaged, inflation-resistant store of wealth.
And now, it’s available to you.
Whole Life Insurance
Whole life insurance offers guaranteed death benefit protection, cash value accumulation, and guaranteed level premiums over a lifetime.
Other advantages include:
Income tax-free benefit to a beneficiary
Tax-deferred cash value growth
Access to policy loans and withdrawals
Living benefits and various riders are available
Your life insurance policy can be tailored to meet your needs.
Policies can be set up with various lengths of time for premium payments, and different levels of cash accumulation, and can be used within your current financial plan to diversify your overall retirement plan.
Leaving a Legacy
Whole life insurance is one of the best ways to pass on an inheritance.
The peace of mind of being insured allows you to spend your other retirement savings with less hesitation.
Contact me when you are ready to discuss your properly structured whole life policy.
Patrick Hackenberry
Licensed Insurance Broker
706-840-2546
As an independent broker, I am appointed with several highly rated life insurance carriers including but not limited to:
Lafayette Life Insurance Company
MassMutual
Penn Mutual
Mutual of Omaha
Pacific Life
Protective (great for term)
Along with whole life insurance policies, I can assist clients with:
Term Life
Final Expense (Burial Insurance)
Mortgage Protection
My recommended type of life insurance is:
a dividend-paying Whole Life Insurance policy from a mutually owned and participating company.
You can also start with a term life policy from one of these companies and convert it later to a whole life policy.
What is Infinite Banking?
Infinite Banking is a strategy that enables you to take control of your money. By setting up a properly designed whole life insurance policy, you can create your own personal “bank,” allowing you to:
• Grow your wealth over time through compounding interest.
• Borrow against your policy to fund major purchases or investments.
• Pay yourself back with interest, keeping your money working for you.
At Onward Shield, we specialize in designing custom life insurance solutions that fit your unique goals.
How Onward Shield Helps You Build Wealth
Step 1: Designing the Right Policy for Your Goals
Infinite Banking isn’t a one-size-fits-all solution—it requires careful planning and precise execution. That’s why we work closely with you to design a whole life insurance policy tailored to your specific financial objectives.
Most traditional insurance agents are unaware of this strategy, and many policies aren’t optimized for wealth-building. With Onward Shield, you’ll get a policy that minimizes fees, maximizes growth, and aligns with your goals.
Step 2: Growing Your Wealth
Once your policy is in place, you’ll begin growing its cash value through consistent contributions and the power of compounding interest. Over time, this cash value builds into a reliable, liquid source of wealth that you can access when needed.
Step 3: Borrowing from Yourself
Unlike borrowing from a bank, borrowing from your life insurance policy allows your money to keep growing uninterrupted. You can access your policy’s cash value at any time, using it to fund business ventures, pay off debt, or cover unexpected expenses—all while your policy continues to accumulate value.
Step 4: Paying Yourself Back
When you borrow from your policy, you’re not paying a bank—you’re paying yourself. As you repay the loan with interest, that money flows back into your policy, increasing its value and reinforcing your financial foundation.
Why Choose Onward Shield?
At Onward Shield, our mission is to help you take control of your financial future by harnessing the power of Infinite Banking. We’re passionate about empowering individuals to:
• Protect their wealth and preserve purchasing power.
• Eliminate debt and break free from the cycle of borrowing.
• Grow savings and build a secure financial foundation.
• Prepare for emergencies with confidence.
• Leave a legacy for loved ones while enjoying financial freedom today.
• Finance business ventures without relying on traditional banks.
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